Employer disability provisions often include some form of disability insurance. In the United States, there are several federal level institutions regulating the dispersal of disability funds to disabled workers, which includes SSDI. Additionally, many employers carry disability insurance to shield their liability to workers' compensation claims. Essentially, most workers in the United States that are injured due in part to some function of their employment have the right to file workers' compensation claims for medical costs, future rehabilitative medical care, lost income, and potential future lost income as well. To reduce a torrent of litigation clogging the court system, each state has some form of workers' compensation plan to address employer and employee disability disputes. Typically, employers that offer injured or disabled workers some form of compensation will also require workers to sign a waiver to their right to sue for future damages and other items. Signing these documents may severely limit your ability to retain compensation for your injuries in the future; therefore, consulting with an employment attorney is wise.