Pension information primarily deals with retirement issues, as most pension plans are focused on providing retirement income and packages for employees. Pensions in general are plans that provide income to employees when they are no longer receiving a regular paycheck and are no longer working. Pension plans are generally provided by employers and are referred to as occupational pensions. The government, labor organizations and other parties also fund types of pension plans, most notably the Social Security program. Occupational pensions are forms of deferred compensation that work out well from a tax perspective for both parties. In addition, these types of plans usually contain some type of insurance policies as well, since they will typically cover employees and their families once the employee retires. A number of pension plans also provide for disability insurance in the event that an employee suffers a disability and is rendered unable to work. These plans also usually provide for the family of the employee.