Workers' Compensation coverage is now required by law for nearly all employers should any employee be injured resulting in a permanent disability or death due to an occupational hazard. Such an employee typically receives 66 2/3 percent of their average weekly wage for as long as the effects of the injury continue. Compensation also applies for those sustaining permanent impairments as in limbs or organs thus resulting in loss of earning capacity. The employer is responsible for filing the workers compensation report to the Office of Workers Compensation Programs (OWCP) within 10 days of the date of the death or injury of the employee, disclosing records of injuries that occurred, diseases, impairments, or death relating to the injury.