Worker disability is a tough situation for even the most financially well off worker to face. In essence, a disability can accrued economic damages including initial medical trauma treatment, prolonged medical care, future rehabilitation, lost wages, future loss of income, and in the worst situations, place a worker in a situation where they can no longer perform their original job function. This is especially scary for workers with a spouse and other dependants to support, let alone themselves. Fortunately, for many workers, there are several levels of protection available to workers in the form of disability insurance. For starters, numerous federal and state administrations seek to ensure workers safe and hazard free workplaces, however, accident during the course of employment frequently still occur. The federal government, under the SSDI program, provides eligible disabled workers a limited amount of financial assistance during times of unemployment. In addition, state organizations typically operate workers' compensation funds for the federal government, which also seek to serve the needs of injured workers and their dependants. Likewise, many states require employers in the private sector to maintain some form of disability insurance protection for their employees, which injured workers can make claims against in the event of an injury.